Sunday, February 19, 2006

Is Tax Lien Investing For You?

Tax lien investing used to be something that only the wealthy knew about and took advantage of. For decades it was a little known, high yielding investment vehicle. All of this has changed in the past few years as more and more people become aware of the high yields and minimal risk of investing in tax lien certificates. A lot of people have heard about investing in tax lien certificates but they’re not sure if it’s really something that they can do. Read on to find out if this is an investment vehicle for you.

Tax lien certificates are an attractive investment for the small investor because you don’t need thousands of dollars to start and you don’t have to pay any brokerage fees. There are drawbacks, however. You almost have to become an expert in tax lien investing to invest profitably. This is an investment that you have to be able to devote some time to. It’s not like you can call your broker and tell him to buy some tax liens for your portfolio. Tax lien certificates are sold at tax sales conducted by a county or municipal official. These sales are usually auctions that are held at least once a year. Counties with very large populations may hold tax sales quarterly or even once a month. You have to find out when and where these tax sales are held, do due diligence on the properties in the sale and attend the tax sale to bid on properties. When you are the successful bidder, you are issued a tax lien certificate and must record this certificate with the county clerk. You are then responsible for maintaining accurate records and submitting the proper documents to safeguard your investment.

If you have the time to spend investigating properties and you enjoy the challenge of learning something new, then perhaps investing in tax lien certificates could be a good way for you to increase your bottom line. If, however, you don’t have the time to spend researching properties and finding out about tax sales, then this is probably not the right investment vehicle for you. Another thing you want to consider is where do you live. Some states do not sell tax liens, and if you do not live in a state that has tax lien sales, you may have to spend a considerable amount of money traveling to tax sales in order to buy tax lien certificates. Although some counties have online auctions or sell tax lien through the mail, you would still have to do due diligence on properties before you place a bid. If you don’t, you may wind up loosing money by buying a tax lien certificate on a worthless piece of property.

Wednesday, February 08, 2006

Teleseminar Outline

How to Invest in PROFITABLE Tax Lien Certificates and Tax Deeds


Starting Saturday February 25, 2006

Lesson One – February 25
Introduction to Tax Lien and Tax Deed Investing
You will learn:

  • The difference between tax liens and tax deeds and redeemable tax deeds
  • What you need to be aware of when buying tax lien certificates
  • What you need to be aware of when buying tax deeds and redeemable tax deeds
  • What is the difference from the investors stand point between tax liens and tax deeds
  • Which are best for you to invest in, tax liens, tax deeds, or redeemable tax deeds

    Lesson Two – March 4
    Finding Tax Sales and Doing Due Diligence
    You will learn:
  • How to find out about tax sales
  • Resources for finding out about tax sales and getting sale property lists
  • How to do due diligence for tax deeds and redeemable tax deeds
  • How to do due diligence for tax liens

Lesson Three – March 18
Preparing for Your First Tax Sale
You will learn:

  • Bidding procedures
  • How to register for the sale
  • What you need to bring with you to the sale
  • How much you should pay for a lien or deed

Lesson Four – March 25
How to Profit from Your Investment
You will learn:

  • What you need to do immediately after you buy a tax lien certificate
  • What you need to do immediately after you buy a tax deed or redeemable tax deed
  • Ways to profit from tax lien certificates; redemption, foreclosure and assignment
  • What paperwork and tracking is necessary to keep your lien profitable

All classes will take place 11:00 am to 12:00 pm. This seminar is provided free from To register go to and click on the link to join.

Teleseminar Survey Results

I’d like to thank everyone who signed up for Tax Lien Lady's teleseminar series, How to Invest in Profitable Tax Lien Certificates and Tax Deeds. The results of the survey are in and the most popular day for the teleseminar is Saturday. The most wanted time was 10am - 11am, followed by 1-2 pm EST. In order to accommodate the large number of participants from California, I will be conducting the seminar at 11am - 12pm EST. Seven o'clock in the morning is too early to ask anybody to be up and attentive on a Saturday! The teleseminar will kick off on February 25th. The second class will be held on March 4th. Because I will be away the following week, the third and forth classes will be held on March 18th and 25th. See the teleseminar outline also posted today on this blog for an outline of what we will cover. This is just a general outline; I'm planning some surprises for you to really make giving up an hour of your free time on Saturday morning worth your while. You won’t want to miss it!

Those of you who signed up for the teleclass, keep your eye on your inbox for more e-mails from about how to call into the teleseminar. If you didn’t sign up yet, it’s not too late, just go to and click on the link to join.

Happy and Prosperous Investing,
Joanne Musa,
The Tax Lien LadyAnswering Your Questions about Tax Lien Investing